December 20, 2017
Last Minute Holiday Shopping Tips to Reduce Stress
READ TIME: 2 MIN.
With the holiday season in full swing, it is easy for stressed consumers to stop living within their budget. They simply pull out their credit cards and assume they will figure out how to pay for things when the bills come in January. For people trying hard to get through the holiday season without incurring additional credit card debt, the National Foundation for Credit Counseling (NFCC) has some last minute holiday shopping tips to keep you free of debt stress.
"Holiday gift-giving can be a wonderful experience, especially when you are able to bring joy to someone else's life without hurting your own because of overspending," says Bruce McClary, spokesman for the NFCC. "There's no joy in poor money management skills that result in overspending and deep debt. Therefore, our gift this holiday season is the gift of information and advice to help consumers overcome deep debt and maintain good financial health."
The NFCC offers free and educational tips to the many holiday shoppers who will add to the projected holiday sales of $682 billion [BM1] projected by the National Retail Association.
NFCC Tips for last minute holiday shopping tips that keep you free of debt stress:
Even those with the best of intentions may end the holiday shopping season with more debt than you planned. Remember, you don't have to solve your financial problems alone. NFCC member agencies have trained and certified credit counselors who offer a range of financial management and debt reduction services.
Founded in 1951, the National Foundation for Credit Counseling (NFCC) is the nation's first and largest nonprofit dedicated to improving people's financial well-being. With a national network of member offices serving 50 states and Puerto Rico, our NFCC Certified Credit Counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions and overall money management. Make one of the best financial decisions of your life.